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Target Heart Rate Zones Calculator (Karvonen)

Calculate your training heart rate zones using the Karvonen method — based on age and resting HR. Plus how to use each zone in your week.

What this calculator does

Calculate your training heart rate zones using the Karvonen method — the gold standard for endurance training. Karvonen accounts for resting heart rate, which means a fit 35-year-old gets different zones than an unfit 35-year-old, even at the same age.

Heart rate zones are a way to prescribe effort that survives bad days, hot weather, and changing fitness. Pace tells you what you did; heart rate tells you what it cost. The Karvonen method calculates zones as percentages of your heart rate reserve (max HR − resting HR), then adds them back to your resting HR. That's more accurate than simple 'percentage of max' methods because it scales with your actual cardiovascular fitness.

How to use it

  1. Take your resting HR first thing in the morning, before sitting up. Use the average of 3 mornings.
  2. Enter your age and that resting HR.
  3. Use Z2 for the bulk of your conditioning — it's the highest-leverage zone for most adults.
  4. Cap Z4 / Z5 to one short session per week unless you're already well-conditioned.

Formulas

Estimated max HR (Tanaka)

208 − 0.7 × age. More accurate across all ages than the older 220 − age formula.

Karvonen zone

Zone HR = resting HR + (max HR − resting HR) × intensity %. Intensity bands: Z1 50–60%, Z2 60–70%, Z3 70–80%, Z4 80–90%, Z5 90–100%.

Limitations and caveats

  • Estimated max HR has a 10–15 bpm error band for any individual. If your zones don't match perceived effort, trust your body.
  • Beta blockers and other HR-affecting medication invalidate these formulas. Talk to your doctor.
  • Heat, dehydration, and poor sleep elevate HR at the same workload. Adjust effort, not pace.

Worked examples

Example 1

A 40-year-old runner with a resting heart rate of 50 bpm wants to find their 70% (moderate-intensity) training zone.

Calculation. First, calculate heart rate reserve: (220 − 40) − 50 = 130 bpm. Then, find the target heart rate: (130 × 0.70) + 50 = 141 bpm.

Takeaway. To train at a moderate intensity, this runner should aim for a heart rate of approximately 141 bpm.

Example 2

A 28-year-old lifter with a resting heart rate of 65 bpm wants to calculate their 50% (very light-intensity) heart rate for a warm-up.

Calculation. First, calculate heart rate reserve: (220 − 28) − 65 = 127 bpm. Then, find the target heart rate: (127 × 0.50) + 65 = 129 bpm.

Takeaway. For recovery or warm-up periods, this lifter should target a heart rate around 129 bpm.

Common mistake: Using an inaccurate resting heart rate.

Fix. Measure your resting heart rate first thing in the morning before getting out of bed or consuming caffeine. For best results, take a measurement for three consecutive days and use the average.

Source: Karvonen, M. J., Kentala, E., & Mustala, O. (1957). The effects of training on heart rate; a longitudinal study. Annales Medicinae Experimentalis et Biologiae Fenniae.

Frequently asked questions

What's the difference between Karvonen and 'percentage of max HR'?

Percentage-of-max ignores your resting HR, which means it gives the same zones to a sedentary person and a trained athlete of the same age. Karvonen is consistently more accurate.

How long should I spend in Z2?

Most endurance research points to 60–80% of total weekly conditioning time in Z2. For a hybrid lifter, that's typically 1–2 sessions of 30–60 min.

Why does my watch's zones disagree?

Most watches default to percentage-of-max with an estimated max HR. Inputting your real resting HR and using Karvonen will give better zones.

Should I update my zones often?

Recheck resting HR and re-run every 8–12 weeks. Aerobic adaptations move slowly — not week to week.

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